Perils

The Extracover Policy protects your home and other structures. Personal property is protected from damage caused by the following losses:

Fire or lightning
Windstorm or hail
Explosion
Sonic boom
Riot or civil commotion
Aircraft
Vehicles
Smoke
Vandalism or malicious mischief
Breakage of glass
Theft
Falling objects
Weight of ice, snow or sleet
Sudden bursting or cracking of a heating or cooling system
Freezing of plumbing, heating and cooling systems
Accidental overflow or discharge of water from within the home
Power surge damage to electrical appliances
Volcanic eruption

*Some perils contain specific exclusions. See the actual policy for the details.

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