Find Out What's Covered

For victims of identity theft, restoring their name and good credit can be a confusing, time-consuming process often requiring significant out-of-pocket expenses. Victims have the burden of demonstrating to the merchant or financial institution that the charges were fraudulent.

It can take weeks, months or even a year to fix the problem. On average, victims of identity fraud spend 60 hours and hundreds or thousands of dollars to correct the problem.

But for a low annual fee, ERIE can help take back what’s yours.

Expenses covered with ERIE’s coverage include costs for:

lost wages of up to $200 per day, not to exceed $5,000 in total;
re-filing applications for loans, grants or other credit instruments;
certain legal fees including the expenses for defending any civil suit brought against the insured by a creditor or collection agency or for removing any civil judgment wrongfully entered against the insured as a result of the stolen identity;
notarizing affidavits or other similar documents;
ordering credit reports, and postage, phone, and shipping fees related to identity theft.

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