Even Renters Need to Protect Their Homes

It may not be a house, but your apartment is still a home, filled with memories and personal belongings. The best way to keep them financially protected is with renters insurance.* (Your landlord’s insurance should cover any structural damage that might occur, but it won’t cover your personal things.)

Most importantly, renters insurance includes protection against thieves. Since the burglary rate for renters is about 50 percent higher than for homeowners, according to the Insurance Information Institute, renters insurance is a worthy investment to consider. It also covers:

  • Personal property, wherever it may be. (If you go camping or traveling, your tent, luggage or other belongings will be financially protected).
  • Loss of use, which covers the additional living expenses you incur due to temporary relocation.
  • Personal liability for bodily injury, property damage or personal injury claims brought against you anywhere in the world.
  • Medical payments to others who are injured in an accident arising from your premises or personal activities.

Want to know more? Give us a call. If you purchase ERIE’s Tenantcover Policy, you may also be eligible for a discount on your ERIE auto insurance policy. 585-589-4477

*Coverage exclusions and limitations may apply. See policy for details.

ERIE® insurance services are provided by one or more of the following insurers: Erie Insurance Exchange, Erie Insurance Company, Erie Insurance Property & Casualty Company, Flagship City Insurance Company and Erie Family Life Insurance Company (home offices: Erie, Pennsylvania) or Erie Insurance Company of NewYork (home office: Rochester, New York). Not all companies are licensed or operate in all states. Not all products are offered in all states. Go to erieinsurance.com for company licensure and territory information.

For more information, drop by our website at www.albionagencies.com, or get in touch with me.

The information in this post is general in nature, and geared toward insurance conditions in Western New York.  As always, you should speak with an insurance adviser to determine your specific insurance needs.

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