How much would it cost to rebuild your home?

When insuring a home, getting the value of the dwelling right is one of the most important steps. Insurance policy values are usually based on the cost to rebuild your home in the event of a fire or other catastrophe.

Would you like an estimate for your home? I would be happy to work one up for you so you can make sure your home insurance is appropriate. You don’t need to be a customer; you can even live in another state. (Sorry, we don’t have the information to do them for my friends in other countries). Just drop me an email ( to get started.

At our agency, we use Residential Component Technology (RCT) to develop our replacement cost estimates. RCT is a sophisticated approach to home valuation that allows us to produce a more accurate estimate of your home’s reconstruction cost. The RCT method prices out a home much the way a professional estimator or contractor would, using advanced computerization and a broad range of data to evaluate your home.

(Disclaimer: Estimates of building value for insurance coverage are approximate and represent insurance values only – not market values. They represent only an opinion of insurable values and cannot be considered as binding upon Albion Agencies, Inc. or Erie Insurance.)

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For more information, drop by our website at, or get in touch with me.

The information in this post is general in nature, and geared toward insurance conditions in Western New York.  As always, you should speak with an insurance adviser to determine your specific insurance needs.

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