I had previously listed several online defensive driving courses. Now AARP’s online course has been approved in New York, at a substantially lower cost than other courses. The course is only $23.95 for AARP members and $27.95 for everyone else. Upon completion, you get a 10% discount on most of your personal auto coverages for the car you drive for the next three years.

Not yet at retirement age? AARP’s course is designed for older drivers, but is available to all licensed drivers.

Live in a different state? AARP’s course costs even less in other states, since you don’t have to pay the $8 fee to New York State. Check with your agent to see if any insurance discount would apply.

You have to spend about 6 hours on the computer, but you have full control over the timing;  you can take breaks when you want and complete the course on your own schedule.

Here are links to some other currently-approved online courses:

• American Safety Council, Inc.
• National Point and Insurance Reduction Course, Inc.
• USA Training Company, Inc.

The full list and details of the program are available at the New York DMV website.

For more information, drop by our website at www.albionagencies.com, or get in touch with me.

The information in this post is general in nature, and geared toward insurance conditions in Western New York.  As always, you should speak with an insurance adviser to determine your specific insurance needs.