Identity recovery coverage: should you add it to your homeowners insurance?

Get Your Good Name Back

ERIE’s affordable Identity Recovery coverage quickly restores the credit and reputation of identity theft victims

While the overall economy is still a little sluggish, it’s boom time in the shady business of identity theft.

There are more than 10 million victims of identity theft each year, and the Identity Theft Resource Center predicts that rising unemployment will drive more people to commit identity fraud in 2010. The organization predicts that, while online scams will persist, more thieves will turn to low-tech methods such as stealing Social Security numbers, dumpster diving or “phishing” for credit card numbers.

Here are a few ways to protect your identity:

  • Shred your documents
  • Be wary of sharing personal information online or by phone. If you’re shopping online, don’t provide your Social Security number and make sure the Web site you’re using is secure.
  • Don’t use your Social Security number for a password
  • Consider purchasing ERIE’s Identity Recovery Coverage, an insurance product that can help you recover your identity should it ever be stolen.

To read the full story of what experts expect from identity thieves in 2010, check out the full story on And, if you’d like to purchase extra protection, we can help.

ERIE® insurance services are provided by one or more of the following insurers: Erie Insurance Exchange, Erie Insurance Company, Erie Insurance Property & Casualty Company, Flagship City Insurance Company and Erie Family Life Insurance Company (home offices: Erie, Pennsylvania) or Erie Insurance Company of New York (home office: Rochester, New York). Not all companies are licensed or operate in all states. Not all products are offered in all states. Go to for company licensure and territory information.

Next Steps:

The information in this post is general in nature, and geared toward insurance conditions in Western New York.  As always, you should speak with an insurance adviser to determine your specific insurance needs.

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